Explore business funding options even if your credit is less than perfect. Apex Capital helps business owners compare financing options based on revenue, time in business, credit profile, and other eligibility factors.
Simple Application Process
Your credit profile is one part of the funding review. Depending on the financing option, business revenue, cash flow, time in business, industry, and other factors may also be considered.
Tell us about your business, funding needs, revenue, time in business, and credit range.
Your business information is reviewed to help identify financing options that may fit your profile.
Potential options depend on your credit profile, revenue, operating history, industry, and provider requirements.
If options are available, review the amount, cost, payment structure, terms, and other important details before deciding.
If approved and you accept an offer, funding timing depends on the provider, product, documentation, and final eligibility.
More Than a Credit Score
Credit can affect business financing eligibility, pricing, and available terms, but it may not be the only factor considered. Requirements vary by financing product and provider.
Explore funding information by credit score: business funding with a 500 credit score or business funding with a 600 credit score.
Consistent business revenue can be an important qualification factor for financing products that evaluate the company's ability to support repayment.
Providers may review deposits and cash-flow patterns to better understand the financial activity and stability of your business.
Operating history can affect which funding products are available because different providers have different minimum time-in-business requirements.
Industry, existing obligations, requested funding amount, use of funds, credit profile, and other factors may all affect eligibility and available terms.
Frequently Asked Questions
Learn how credit, business revenue, operating history, and other factors can affect your business funding options.
Potentially. Having bad or less-than-perfect credit can limit available options and may affect pricing or terms, but credit is not always the only qualification factor. Depending on the financing product and provider, business revenue, cash flow, time in business, industry, existing obligations, and other factors may also be considered.
There is no single credit-score requirement for every type of business financing. Minimum requirements vary by product and provider. A stronger credit profile may provide access to additional options, while some financing products may place more emphasis on revenue, cash flow, or business history.
Business revenue can be an important qualification factor for certain financing products. Consistent revenue and cash flow may help providers evaluate the business's ability to support repayment, although credit and other eligibility requirements may still apply.
Depending on your business profile, potential options may include revenue-based financing, working-capital financing, short-term business financing, equipment financing, or other business funding products. Availability and terms depend on eligibility and provider requirements.
Yes. Many financing providers have minimum time-in-business requirements. Generally, a longer operating history can help demonstrate business stability, but exact requirements vary by financing product and provider.
Funding amounts vary based on the financing product, business revenue, cash flow, credit profile, time in business, existing obligations, requested amount, and other eligibility factors. Submitting an application does not guarantee approval or a specific funding amount.
Timing varies. Some financing providers may make decisions quickly, while others require additional review or documentation. Final funding timing depends on the product, provider, eligibility, documentation, and completion of any required steps.
Explore Your Options
Your credit score does not tell the whole story. Tell us about your business to explore potential funding options based on your revenue, time in business, credit profile, and other eligibility factors.
Applying does not guarantee approval or funding. Available options, amounts, terms, and requirements vary based on eligibility.